Hdfc Loan On Credit Card :- HDFC bank has many loans features where HDFC bank provides a credit card to their customers with many benefits and jaw-dropping discounts.
Credit card holders of HDFC bank can get Pre-approval Loan in just 1 second. Customers can take loan on a credit card for any purpose regarding Education, Collage fees, Form vacation within India or Abroad, Car Loan, Marriage, Home, Kitchen, Electronic gadgets or emergency loan or for another need customers can take a loan on a credit card.
For an easy or quick disbursal, loan customers can apply for pre-approved loan by use of Credit card. Credit card holder of HDFC bank have many type of loan products in it like Insta Loan, Insta jumbo loan, Smart EMI, Balance Transfer on EMI.
Products Of Hdfc Credit Loan And Application Procedure
INSTA LOAN:- HDFC bank credit card holder can take insta loan that is pre-approved within the credit card limit. for example loan amount should be less than or equal to available Credit limit either loan amount will be blocked against the credit limit. In insta credit loan customers can have attractive rate of interest, Flexible Repayment on tenure.Through Phone banking customers can get credited HDFC bank saving in just a minutes.
Application Procedure Of Insta Loan
- Visit the official site of hdfcbank.com
- Click on Netbanking login Enter your Customer ID then click on continue
- Then put your Netbanking Password after that tick the check box.
- Click on login select cards trab.
- Click on transact then Insta loan.
- Select credit number then continue
- Enter the loan amount(less or equal to the credit card limit).
- Select tenure and interest rate.
- Chose your SB account withy your credit card.
- Accept term and conditions and click continue.
- Verify the details and click on the confirm.
After that with in 1 hour loan amount will be credited.
INSTA JUMBO LOAN:- HDFC credit cardholders can also take Insta jumbo loan which is pre-approved loan and the amount of loan is above the credit card limits. Only qualified Credit cardholders having saving account with HDFC bank can activate or apply for this loan.In this type of credit loan loan amount will not be blocked against the credit card limit. Insta jumbo loan fist and fact feature is quicker payment of loan amount/Disbursement. Attractive Interest rate on loan and No/Nill Documentation are required and flexible tenure.
Application Procedure Of Insta Jumbo Loan
- Visit HDFC official site www.hdfcbank.com select Netbanking
- Enter Netbanking password, Tick the check box then log in.
- Click on card tab and transact. Select Insta jumbo loan.
- Select credit card number and click on continue.
- Enter the loan amount.
- Select Tenure and Interest rate.
- Chose your Saving account with the same customer ID.
- Accept term and condition and click on continuous.
- Go through the loan details, after verifying click on confirm.
After that loan seeker received an acknowledgment message with Reference Number and Loan number.
Smart EMI:- In Smart EMI Credit cardholder can convert all the purchases barring jewelry on HDFC bank Credit Card in to EMIs by providing Smart EMI. Through smart EMI Customers don’t need to be restless about the repaying of such a large amount of purchases with HDFC credit card at one time. You can select any flexible repaying option at attractive interest rate with out submit any documentation. There are many other features of Smart EMI like with Smart EMI customer can convert purchases in to monthly installments (Electronic purchases, Lifestyle Expenses, Apparels purchases and many others ) Nil documentation and flexible repaying tenure.
Application Procedure Of Smart EMI
- Visit the official site of HDFC bank www.hdfcbank.com
- Enter the customer ID then click on continue.
- Enter the Netbanking password
- Confirming secure access image and message by tick the check box.
- Then Login.
- Select credit card number. Or choose debit.
- Click on view.
- To check your eligibility Click on ”Click here to check your eligibility”
- Verify you details once.
- Chose tenure and interest rate.
- Select the term and condition that mention
- After that to complete procedure click on confirm button.
You will get an acknowledgment message with Reference no. or Loan No.
Balance Transfer on EMI:- Through Balance transfer on EMIs you can transfer the remaining amount on your other bank credit card from your current HDFC bank credit card and the remaining amounts in EMIs. You can also transfer the due amount on your other bank loan like two-wheeler, Car loan, personal loan and others with higher EMIs to your HDFC credit card with lower EMI. Loan amount will be blocked if it is against the credit limits. Pay your due amounts in EMIs and start saving by convert your loan from to higher one EMI to lower EMI (Rs.27 per Rs.1,0000)with Balance Transfer on EMI.
Application Procedure Of Balance Transfer On Emi
HDFC bank credit card holder are eligible for that loan. Loan seeker can apply for the Balance transfer on EMI through HDFC bank credit card. Customers can apply for BTE through phone banking or call from registered contact number. The modes of disbursement are DD drawn in favor of the other bank name and other bank loan account number/ credit card number. In Balance Transfer on EMI procedure the loan amount will be blocked against the credit limit.
NOTE:- This web page is completely dedicated to the HDFC loan on Credit card. Customers can also bookmark this web page for related information about features and application procedure for HDFC loan on credit card.