HDFC Loan against Gold/ HDFC Gold Loan- Apply Online

HDFC Gold Loan-Apply Online: You can get Gold loan instantly against your Gold Jewelry from HDFC bank and for that you can apply offline by visiting HDFC bank branch or through online mode from its official website, that is “www.hdfcbank.com”. HDFC bank provides this gold loan under “Sampoorna Bharosa Gold Loan”. So you can invest your gold or gold Jewelry to take gold loan as it is easy to get by applying online and easy to repay. You can get this loan conveniently with easy loan options and with affordable interest rates that liquidate your loan at any time. Within a hour the gold loan is distributed by the bank for your convenience after verification of the necessary documents and the gold that you submit while in loan taking procedure. You should know that approval will be given by bank at the sole direction.

HDFC Loan against Gold/ HDFC Gold Loan- Apply Online

HDFC Bank loan procedure is safe simple and easy that unlock the value without selling of your gold. It’s really good that you can get the money without selling your gold jewelry and you can avail minimum loan amount of Rs 50000/- and onwards. You should also know that for rural markets you can apply for the loan less than Rs 50000/- with the benefits of Instant liquidity by which you can get it any time against gold and the loan amount can be repaid any time for your convenience without any foreclosure. You will not be worried about the security issues for your gold as it is completely safe and secure. Interest rates are also cool for all and if you are HDFC customers then you will get great interest rate. You will enjoy HDFC bank gold loan with triple benefits of faster loan procedure, Competitive pricing and Transparency.

How to apply online for HDFC bank gold loan

  • Visit HDFC bank site-www.hdfcbank.com.

HDFC Loan against Gold/ HDFC Gold Loan- Apply Online

  • On home page click on “Gold Loan” icon.

HDFC Loan against Gold/ HDFC Gold Loan- Apply Online

  • Then click on “Apply Now”.
  • Then you will need to fill application form of “Sampoorna Bharosa Gold Loan”.

HDFC Loan against Gold/ HDFC Gold Loan- Apply Online

  • In application form you will have to provide your personal information and contact details and income details.

HDFC Loan against Gold/ HDFC Gold Loan- Apply Online

  • After filling this form you will have to accept the authorization to receive call or SMS with reference to your application form.
  • Then fill given text and submit the form and you will be entertained by the bank representative shortly in reference of your application form for gold loan.

Documents required for HDFC bank gold loan

  • Voters’ ID card

HDFC Loan against Gold/ HDFC Gold Loan- Apply Online

  • Aadhaar Card given by UIDAI

HDFC Loan against Gold/ HDFC Gold Loan- Apply Online

  • Passport (Not-expired)

HDFC Loan against Gold/ HDFC Gold Loan- Apply Online

  • Driving license (Not-expired)

HDFC Loan against Gold/ HDFC Gold Loan- Apply Online

  • PAN Card (Permanent Account Number)

HDFC Loan against Gold/ HDFC Gold Loan- Apply Online

  • You will need to provide PAN along with any of the above document)

(Note: You should note that the loan amount is granted for Agricultural or Business or personal purposes. You should use the loan amount to purchase of Gold Coins, land, jewels or other speculative purposes. In the discretion of HDFC Bank Credit is provided to you.

Fees and charges for HDFC bank gold loanHDFC Loan against Gold/ HDFC Gold Loan- Apply Online

Fees Amount to be paid
Loan Processing Charges Upto 0.5%.
Nil Processing fee Option is also available.
Valuation Fee Rs 250 for loan upto Rs 1.5 lacs

loan over and above Rs 1.5 lacs -Rs 500

Foreclosure charges Upto 1%.
Nil-Foreclosure charges.
Charges-late payment of loan amount Over and above applicable rate of interest -2% p.a. as penal interest.
Stamp Duty and other statutory charges As per laws of the State
Fees for Renewal Processing Upto Rs 250/-
Prepayment or Part payment charges Upto 1%

Interest Rates given to customer for the period of Jan’16 to Mar’16

Product Group Bank IRR
Minimum Maximum Average
HDFC GOLD LOAN 9.70% 15.65% 12.11%

Annual Percentage Rate for customers during the period of Jan’16 to Mar’16

APR Minimum APR Maximum APR Average
9.70% 20.18% 12.42%

{Note: Service Tax, other Government taxes, levies and other fee and charges are applicable (T&C)}.

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